Blaze guts family home

Homeless – Michelle Telford with her daughter, Laura

Homeless – Michelle Telford with her daughter, Laura

First published in South Essex by

A FAMILY have been made homeless after a faulty plug socket sparked a devastating blaze.

Michelle Telford, her five children and her grandaughter fled the house in Maine Crescent, Rayleigh, after it was engulfed in flames.

Nearly everything in the house has been destroyed, but Mrs Telford had cancelled the contents insurance because she could not afford the premium.

Daughter Laura, 17, raised the alarm after noticing flames coming from the plug socket in her mum’s bedroom.

Mrs Telford, 44, said: “By the time I had run upstairs the fire was spreading across all of the walls. My eldest and her two-year-old baby, Evie, were in the bath at the time so we had to scream at them to get out and they rushed downstairs with nothing on.

“By the time the fire service arrived, five minutes later, the whole upstairs was completely destroyed. I just can’t believe how quickly it happened.

We’re lucky it wasn’t a few hours earlier when we were in bed.”

The family escaped unharmed from the blaze on Saturday, at 8.45am.

They have been given emergency accommodation at the Oysterfleet, on Canvey, until today, but they are desperately searching for a more permanent solution.

A neighbour is looking after the family’s two dogs.

Other kind-hearted neighbours have done their bit to help by doing washing or lending their own clothes.

Mrs Telford is hopeful her housing association, Family Mosaic, will be able to help, describing the staff as “unsung heroes.”

She said: “My whole life was in there and now it has all gone.

“We were due to go on holiday to Majorca in three weeks time and have been collecting stuff all year for it, but now the new clothes we saved so hard for have all gone. I don’t knowwhat we’re going to do .”

Firefighters spent 40 minutes battling the flames.

The Red Cross also attended to give the family essentials.

Comments (6)

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8:14am Tue 2 Sep 14

thecoat says...

Its good that everyone made it out alive. Hope they get sorted soon.
Its good that everyone made it out alive. Hope they get sorted soon. thecoat
  • Score: 3

8:16am Tue 2 Sep 14

Robin Reliant says...

If the property belongs to someone else then i would imagine that they are responsible for 'faults' like this socket so maybe they could claim through the owners, but whats the chance of cancelling your own contents insurance then you have a blaze, bad luck or what, although how much is your average contents insurance per year, £200+ ? way much cheaper than 3 weeks in the sun i imagine, but a devastating thing to happen.
If the property belongs to someone else then i would imagine that they are responsible for 'faults' like this socket so maybe they could claim through the owners, but whats the chance of cancelling your own contents insurance then you have a blaze, bad luck or what, although how much is your average contents insurance per year, £200+ ? way much cheaper than 3 weeks in the sun i imagine, but a devastating thing to happen. Robin Reliant
  • Score: 12

10:03am Tue 2 Sep 14

I-say-you-say says...

So she couldn't afford her contents insurance premiums but she could afford a holiday to Majorca and the new clothes to go with it!?

If she can't afford the premiums, she can't afford too many "expensive" items in the home and therefore I would assume the premiums wouldn't be more than £10 a month. I pay less than that on mine and have £10k cover which is more than enough!

Sorry but I for one am not falling for this sob story! When you have a property whether it's owned, rented, council or housing association, your priorities are paying rent/mortgage and insurances - not holidays!!!
So she couldn't afford her contents insurance premiums but she could afford a holiday to Majorca and the new clothes to go with it!? If she can't afford the premiums, she can't afford too many "expensive" items in the home and therefore I would assume the premiums wouldn't be more than £10 a month. I pay less than that on mine and have £10k cover which is more than enough! Sorry but I for one am not falling for this sob story! When you have a property whether it's owned, rented, council or housing association, your priorities are paying rent/mortgage and insurances - not holidays!!! I-say-you-say
  • Score: 13

10:33am Tue 2 Sep 14

Thecountrysgonetopot! says...

I-say-you-say wrote:
So she couldn't afford her contents insurance premiums but she could afford a holiday to Majorca and the new clothes to go with it!? If she can't afford the premiums, she can't afford too many "expensive" items in the home and therefore I would assume the premiums wouldn't be more than £10 a month. I pay less than that on mine and have £10k cover which is more than enough! Sorry but I for one am not falling for this sob story! When you have a property whether it's owned, rented, council or housing association, your priorities are paying rent/mortgage and insurances - not holidays!!!
I dont normally make comments about this type of story as its bad enough the poor people have lost everything without listening to us but i totally agree with i-say-you-say, surely if you can afford a holiday you can afford house insurance? I have known this to happen to other people and its very unlucky but thats why you have insurance. But on another note i hope everything gets sorted for them and accomodation is found quickly
[quote][p][bold]I-say-you-say[/bold] wrote: So she couldn't afford her contents insurance premiums but she could afford a holiday to Majorca and the new clothes to go with it!? If she can't afford the premiums, she can't afford too many "expensive" items in the home and therefore I would assume the premiums wouldn't be more than £10 a month. I pay less than that on mine and have £10k cover which is more than enough! Sorry but I for one am not falling for this sob story! When you have a property whether it's owned, rented, council or housing association, your priorities are paying rent/mortgage and insurances - not holidays!!![/p][/quote]I dont normally make comments about this type of story as its bad enough the poor people have lost everything without listening to us but i totally agree with i-say-you-say, surely if you can afford a holiday you can afford house insurance? I have known this to happen to other people and its very unlucky but thats why you have insurance. But on another note i hope everything gets sorted for them and accomodation is found quickly Thecountrysgonetopot!
  • Score: 3

10:30pm Tue 2 Sep 14

the25man says...

Old type fuse board with RCD the socket would not have caught fire
Old type fuse board with RCD the socket would not have caught fire the25man
  • Score: -1

9:53pm Wed 3 Sep 14

BasildonDond says...

What a terrible train of events, glad nobody was injured. Hope they find alternative accommodation not too far as it might make it harder for them to get to work and start replacing all that was lost etc
What a terrible train of events, glad nobody was injured. Hope they find alternative accommodation not too far as it might make it harder for them to get to work and start replacing all that was lost etc BasildonDond
  • Score: -1

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